If you have Swipe enabled you will be able to take an in person payment using a new card and swiping the information onto the eTerminal.
To use this method you must be on the Merchant Level.
Go to Paytools > eTerminal > Search for the user you wish to take the payment from.
Fill out the payment amount/frequency information and under "Pay with new Payment method" select "Swipe".
You should have the swipe device plugged into your computer, at this point you can swipe the card and the information will be imported.
You can then review and approve the transaction.